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Two routes

Either you file it, or you pay someone to file it.

It is the same document either way, submitted to the same office, with the same result. The question is only ever what your time is worth and how much of the process you want to hold.

The seam

The same filing, two ways round

Nothing is published yet. This is the ground the write-ups cover, with each side given the same room — because which one wins depends entirely on who is asking.

Route A

You file it

The state's own portal, your own details, your own afternoon.

  • You pay the state fee and nothing else
  • Your address is on the public record unless you arrange otherwise
  • Renewals are yours to remember
  • Mistakes are yours to correct, usually for another fee

Cost: the state fee

Route B

A service files it

The same form, completed and submitted on your behalf.

  • You pay the state fee plus a service fee
  • A registered agent address is usually included for year one
  • Renewal reminders are typically part of the package
  • The second year is where the real price shows up

Cost: the state fee, plus the service

Ground rules

How this site argues

Neither route is the default

DIY is not automatically the smart answer and a service is not automatically the safe one. Which wins depends on the situation, and the write-ups start there.

The filing outcome is identical

A service does not get a faster or better result from the state. What you buy is the work being done, not a different entity.

Year two is quoted with year one

A first-year price without the renewal beside it is not a price.

Affiliate links are disclosed

Some links earn a commission. That never decides which route a page recommends, and it is stated wherever it applies.